In under Mudaraba, another ideal mode during the period

In spite of the fact that Islamic banking money has gained noteworthy ground in Bangladesh amid the most recent three decade, there is the deficiency of value considers/papers tending to key issues of Islamic managing an account in Bangladesh. Most by far of the examination finished concerning Islamic saving money in Bangladesh have so far concentrated on the execution of banks and legitimate issues construct either with respect to few examples or smaller point of view or brief time traverse. Thus, there is investigate hole in Bangladesh Islamic saving money, an inside and out and wide research is required on the ebb and flow status of Islamic saving money in Bangladesh for legitimate scattering of data among controllers, chiefs, speculators and general clients.

                

Sarker, Md. A. A. (1999) check out performances of Islamic banks in Bangladesh during the period of 1988-97. The paper used five financial ratios to compute the performance of Islamic banks. The paper reported that only on Islamic Bank Bangladesh Limited, the first Islamic Bank in Bangladesh maintained positive growth trend in deposits, advances, and profits during the period under report. Investments under Musharaka, ideal partnership mode was below 3% of total investments and no investment was made under Mudaraba, another ideal mode during the period under report.  

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Akkas (1996) matched the efficiency of Islamic banking with conventional banking in Bangladesh. In his study he observed that the In term of efficiency the Islamic banks are performing better than conventional banks. Ali (2005) analyzed the relative efficiency of Islamic banking with conventional banking in Bangladesh and found that conventional banks are relatively less efficient than Islamic banks. Sarker (1999) studied the efficiency of Islamic banks under conventional banking framework in Bangladesh and this paper found that Islamic bank could not operate with its full efficiency level if it operated under conventional banking framework. Hasan (1999) compared the performance of IBBL with other private banks in Bangladesh between 1993 and 1994. He found that in terms of deposit growth and investment growth, the performance of Islami Bank Bangladesh Limited (IBBL) was better than performance of private banks. Mahal and Rahman (2013) made a comparative analysis between conventional and Islamic banks of Bangladesh. They discussed the distinctions of product or service and the distinctions in terms of business efficiency between Islamic banks and conventional Banks. Their key findings on the product or service differences are about the principles of business, the variation in goals, variations in deposit etc.

Mahmood (2005) focus on  the financial performance of Islamic banking against conventional banking in Pakistan.In his study covered the year 2000 to 2004 and found  that almost in all ratios, where Islamic banks were performing well than conventional banks. Ahmad, Rehman and Saif (2010) studied 720 Islamic and and found that conventional bank customers in Pakistan customers are more pleased with the services offered by Islamic banks rather than conventional banks. Sadaqat, Ali and Farhan (2011) investigated that the main challenges for Islamic banks in Pakistan is liquidity risk and they also argued that Islamic banking has well-performed comparing  to conventional banking regarding profitability, operational efficiency, growth and liquidity during the global financial crises. Akhtar, Ali & Sadaqat (2011) made a comparative analysis of Islamic and conventional banks of Pakistan by focusing on the importance of size of the firm, networking capital, return on equity, capital adequacy and return on asset with liquidity risk management. They found that size of the banks and net working capital to net assets having a positive but insignificant relationship with liquidity risk, On the other hand, the capital adequacy in conventional banks and return on asset in Islamic banks having a positive relationship with liquidity risk. Jaffar & Manarvi (2011) evaluated the performance of Islamic and conventional banks of Pakistan through CAMEL test during the period of 2005 to 2009 and revealed that Islamic banks performed better and having high liquidity than the conventional banks.

 

Mamun, Dr. Muhammad Z (2008) shed light on the view and advancement potential outcomes of Islamic banks in Bangladesh as observed by Islamic and standard lenders. The paper investigated the reason and factors that for what reason should banks need to get a handle on Islamic dealing with a record techniques, and moreover the manner of thinking which attract customers towards Islamic banks and the factors responsible for destroying improvement of Islamic banks. The paper perceived adherence to the standards of Shariah as the central factor to customers in picking Islamic dealing with a record organizations. The paper raised feelings of standard facilitates that the extraordinary drugs that Islamic banks get from national bank add to their productivity and this factor accept a basic part in influencing some customary banks to give Islamic dealing with a record as a comparable organization. The paper found that nonattendance of relentless legal framework goes about as the fundamental factor in obstructing advancement of Islamic keeping cash in Bangladesh.

 

 

Mahmud, Abdullah Al & Islam M. Muzahidul (2010) paper focuses on the comprehensive comparison about the performance of conventional and Islamic banking system procedure in Bangladesh during 2000-2005. They used some commonly measures among them are general business measures, profitability ratios, management soundness and social profitability have been applied to derive the objectives of the paper. The paper found few dissimilarities in their functions of Islamic and conventional banking. Firstly, Borrowing and lending is the main mechanisms for conventional banks while the Islamic banks abide by trading and investment mechanisms. Secondly, the conventional banks provide and receive interest for deposit and advance but Islamic banks neither accepts nor pays interest in any of its goings-on and run business based on profits a pricing tool instead of interest. Though, Both Islamic and conventional banks are contributing to progress of the country’s economy. The study reported better performance of Islamic banks as compared to that of conventional banks. 

Muhamad, Abduh et.al., (2013) attempted to look into the viability and execution of five critical Islamic banks in Bangladesh. In the paper, extent examination and data envelopment examination methodologies have been associated with measure the execution and viability of Islamic spares cash with data accumulated from circulated yearly reports in the midst of the season of 2006-2010.In this paper he watched that each Islamic bank was going on the climbing stage in the midst of year 2006 to year 2010, suggesting that the Islamic banks have improved their profitability over the examination time period. The paper in like manner proposed also investigate applying stochastic edges approach with more factors, enhancing number of day and age and making relationship among general and Islamic dealing with a record.